FOR EMPLOYERS
Flexible Benefits That Work as Hard as Your Team
Support your team with flexible, meaningful benefits — and make smart use of your business dollars while you're at it.
Whether you're building a full benefits package or adding targeted support, Health and Lifestyle Spending Accounts offer a powerful, customizable solution.

Why National HealthClaim?
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No HR headaches.
From claims to compliance, our team has it covered. Your employees get answers, you stay worry-free.
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Benefits That Grow With You
As your business evolves, a dedicated HSA gives you more than flexibility — it gives you independence from traditional carriers. Control costs, adapt to your team’s changing needs, and offer benefits that truly reflect your company’s culture and priorities.
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Built for Security & Privacy
Each employee gets their own secure portal, and admin accounts have separate access to plan settings, usage reports, and company-wide data. Expenses stay confidential.
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No Premiums, No Waste
Smarter, cost-effective benefits, Our pay-per-claim model means you only fund what's used. Employees use other insurance (if they have) first — helping you lower costs and stretch every benefit dollar.
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Effortless Mobile Claims
Submit receipts in seconds with our ClaimSnap app — just snap a photo and you’re done. No forms, no typing, no data entry. Even dependents can submit from their own devices.
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Real People, Real Support
Questions? We've got your back. Our support team is always available to guide you, your team, and your employees — no confusing portals, no phone tag.

HSA vs LSA:
What’s the difference?
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Health Spending Account (HSA)
Eligible Expenses: An HSA is a flexible health benefit account that reimburses employees for a wide range of medical and healthcare costs. The CRA determines which expenses are eligible, such as:
🦷 Dental care (cleanings, braces, major procedures)
👓 Vision (glasses, contacts, laser eye surgery)
🧠 Mental health (therapy, counselling, psychology)
💊 Medical expenses (prescriptions, paramedical, devices)
Tax Treatment (Employer): 100% tax-deductible business expense
Tax Treatment (Employee): Non-taxable
CRA-Compliant: Yes
Ideal Use: Core or supplemental health coverage -
Lifestyle Spending Account (LSA)
Eligible Expenses: Think of LSAs as a flexible perk wallet. Employers set the rules, and employees choose what matters most to them — whether that’s:
🏋️ Fitness & wellness (gyms, yoga, sports leagues)
🧘 Mental well-being (meditation, apps, retreats)
📚 Professional growth (courses, conferences, training)
🚲 Lifestyle perks (commuting, childcare, hobbies)
Tax Treatment (Employer): 100% tax-deductible business expense
Tax Treatment (Employee): Taxable income
CRA-Compliant: Yes (as taxable benefit)
Ideal Use: Add-on lifestyle perks
Explore Our Solutions
See how we bring together HSAs, LSAs, and Complete Protection into seamless, flexible employee benefits packages — maximizing value for you and your team.