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FOR INCORPORATED INDIVIDUALS

Tax-Smart Benefits for Every Corporation.

Whether you run your own professional corporation or operate your own incorporated business, you can unlock tax-efficient benefits that make your dollars go further.

With NHC, your corporation can pay for your personal health expenses — turning personal costs into business deductions, all within CRA guidelines.

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The Only
CRA-Approved
Way to Do It

How it works

NHC is structured as a CRA-approved Private Health Services Plan (PHSP) — which means it’s the only compliant way for incorporated individuals to turn personal medical expenses into legitimate, tax-free business benefits.

Health Spending Accounts (HSA):

  • Your corporation deducts the cost as a business expense

  • You get reimbursed tax-free as a personal benefit

  • 100% CRA-compliant under PHSP rules

The result

Whether you run a professional corporation or a regular incorporated business, NHC ensures your benefits are structured the right way — with clean reporting, CRA compliance, and maximum tax efficiency.

From expense to reimbursement: Step by Step

  • Step 1 — Pay For the Expense Out of Pocket

    Pay For the Expense Out of Pocket

    You (or a family member covered under your plan) pay for a medical expense out of pocket personally.


    💡 Example: a dental bill, new glasses, therapy session etc...

  • Step 2 — Submit Expense Through NHC

    Submit Expense Through NHC

    Upload the receipt in our secure mobile app or online portal.

    We check eligibility against CRA rules.

    You can track all submissions in one place.

  • Get Reimbursed by Your Corporation

    Once approved, your corporation reimburses you.

    The payment comes from your business account.

    This makes it an official tax-free business expense/tax-free personal benefit.

  • Step 4 — Year-End Reporting Made Simple

    Year-End Reporting Made Simple

    We provide clear, tax-compliant reporting at year-end.

    HSA reimbursements: 100% deductible for the corporation, tax-free for you.

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See how we bring together flexible benefits packages while maximizing value to you.

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