Smarter benefits.
Handled in a snap.
Canada’s platform for Health Spending Accounts,
Lifestyle Spending Accounts and insured coverage.
Flexible. Tax-smart. Built for impact.
Tailored for you
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For Advisors
Smart solutions that make you look even smarter. Simple tools, stronger client relationships.
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For Employers
Benefits your team will actually use. Flexible, modern, and a powerful tool for recruitment & retention.
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For Incorporated Professionals
Personal health and lifestyle costs, now business write-offs. Tax-smart, CRA-compliant, and built for you.
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Why we’re different
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Both Employers and Employees choose what matters most to them
Options span health and lifestyle (Dental, Prescriptions, Physio, Sports equipment, Gym Memberships, Sports shoes, pet care…the list going on!)
Higher engagement + real value from every dollar spent
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Digital-first, fast and easy to manage reimbursements.
We’ve stripped away the friction. Submit a claim in minutes, not days
Mobile App / Digital-first platform with fast reimbursements
No paperwork, no admin headaches
Clear tracking for employees and employers
Employers save admin time, employees get their money back quickly, and advisors can feel confident recommending a tool that just works.
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Fully CRA-compliant
Designed for businesses of every size—from solo professionals to large teams
Built around Canadian tax rules + benefit structures
Confidence that your plan is effective and compliant
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Lifestyle Spending Accounts go beyond more than healthcare
Cover wellness, family, childcare, fitness classes or equipment, continuing education, and more
Support employees in every dimension of their lives
Strengthen recruitment and retention through whole-life wellbeing
Small businesses deserve big benefits.
The CoreHealth+ Plan combines affordable insurance for unplanned expenses with the flexibility of a Health Spending Account.
Low premiums, no medical underwriting
Coverage for companies with as few as one employee
Stop-loss protection for big claims
Life Insurance
Accidental Death Insurance
Critical Illness Insurance
Travel Emergency Medical Coverage
Excess Medical Coverage
It’s the best of both worlds—security for the unexpected, flexibility for the everyday.
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Zero Premiums. Zero Waste.
Why pay monthly premiums for benefits your employees may never use?
With NHC’s Health & Lifestyle Spending Accounts, there are:
No monthly premiums — you only fund for what employees actually claim
No unused dollars wasted — every dollar goes directly toward employee wellbeing
Predictable + transparent costs — full visibility and control for employers
Flexible value — employees get the perks they’ll actually use
It’s benefits made efficient, modern, and cost-smart.
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